HypoNavi: Mortgage Calculator for iPhone and Android
HypoNavi: Mortgage Calculator turns a loan amount, interest rate and term into a monthly payment, total interest and projected payoff date. Its amortization schedule separates principal from interest for monthly, biweekly or weekly payments, while up to five saved scenarios can compare refinancing, a rate change, a shorter term or extra payments side by side. More than 12 templates cover common questions such as a lump sum after two years or a 1% stress test, and results can be exported as PDF, CSV, text or JSON. Calculations use the standard annuity formula and are useful for planning. They are not financial advice or a lender offer: fees, taxes, eligibility, rate rules and the actual loan contract can change the real outcome.
At a glance
- Platforms
- iPhone · Android
- Price
- Free
- Category
- Finance
- No ads
- ✓
- No tracking
- ✓
- Works offline
- ✓
- Last verified
- 2026-07-29
- Minimum OS
- 13.0
- Version
- 1.0
- Released
- 2026-05-05
What is it?
HypoNavi: Mortgage Calculator is an app for Plan a mortgage by calculating payments, interest, payoff dates, and refinance break-even points.
What problem does it solve?
It turns Plan a mortgage by calculating payments, interest, payoff dates, and refinance break-even points from several awkward steps into a direct phone workflow.
What it can do
- Works offline - no internet, no data leaves your device
- No ads, no tracking, no in-app purchases
- Industry-standard amortization (annuity formula, any frequency)
- 18 currencies (USD, EUR, GBP, CHF, JPY, CZK, and more)
- Light and dark themes, colorblind-friendly chart palette
- 17 languages
- "What if I pay an extra $100 / $250 / $500 a month?"
- "What if I make a lump-sum payment after one or two years?"
Screenshots






How to use it
Choose the tool for Plan a mortgage by calculating payments, interest, payoff dates, and refinance break-even points, enter or capture the information, check the result, and save it for later use.
Who it is for
People who want to handle Plan a mortgage by calculating payments, interest, payoff dates, and refinance break-even points clearly from a phone.
Privacy and permissions
You can find the permissions an app may request in its store listing and on its support page. The linked legal pages explain how the app handles data and the privacy choices it provides.
FAQ
Does HypoNavi: Mortgage Calculator include Works offline - no internet, no data leaves your device?
HypoNavi: Mortgage Calculator lists this feature in its store description: Works offline - no internet, no data leaves your device
How does HypoNavi: Mortgage Calculator handle No ads, no tracking, no in-app purchases?
HypoNavi: Mortgage Calculator lists this feature in its store description: No ads, no tracking, no in-app purchases
What can HypoNavi: Mortgage Calculator do with Industry-standard amortization (annuity formula, any frequency)?
HypoNavi: Mortgage Calculator lists this feature in its store description: Industry-standard amortization (annuity formula, any frequency)
When is 18 currencies (USD, EUR, GBP, CHF, JPY, CZK, and more) useful in HypoNavi: Mortgage Calculator?
HypoNavi: Mortgage Calculator lists this feature in its store description: 18 currencies (USD, EUR, GBP, CHF, JPY, CZK, and more)
Can I use HypoNavi: Mortgage Calculator for Light and dark themes, colorblind-friendly chart palette?
HypoNavi: Mortgage Calculator lists this feature in its store description: Light and dark themes, colorblind-friendly chart palette