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HypoNavi: Mortgage Calculator for iPhone and Android

HypoNavi: Mortgage Calculator turns a loan amount, interest rate and term into a monthly payment, total interest and projected payoff date. Its amortization schedule separates principal from interest for monthly, biweekly or weekly payments, while up to five saved scenarios can compare refinancing, a rate change, a shorter term or extra payments side by side. More than 12 templates cover common questions such as a lump sum after two years or a 1% stress test, and results can be exported as PDF, CSV, text or JSON. Calculations use the standard annuity formula and are useful for planning. They are not financial advice or a lender offer: fees, taxes, eligibility, rate rules and the actual loan contract can change the real outcome.

At a glance

Platforms
iPhone · Android
Price
Free
Category
Finance
No ads
No tracking
Works offline
Last verified
2026-07-29
Minimum OS
13.0
Version
1.0
Released
2026-05-05

What is it?

HypoNavi: Mortgage Calculator is an app for Plan a mortgage by calculating payments, interest, payoff dates, and refinance break-even points.

What problem does it solve?

It turns Plan a mortgage by calculating payments, interest, payoff dates, and refinance break-even points from several awkward steps into a direct phone workflow.

What it can do

  • Works offline - no internet, no data leaves your device
  • No ads, no tracking, no in-app purchases
  • Industry-standard amortization (annuity formula, any frequency)
  • 18 currencies (USD, EUR, GBP, CHF, JPY, CZK, and more)
  • Light and dark themes, colorblind-friendly chart palette
  • 17 languages
  • "What if I pay an extra $100 / $250 / $500 a month?"
  • "What if I make a lump-sum payment after one or two years?"

Screenshots

Mortgage calculation showing monthly payment, total interest and payoff date
Saved mortgage scenarios for comparing repayment options
Repayment chart showing loan balance and interest over time
Chart comparing principal and interest across mortgage payments
Settings for currencies, payment frequency and calculation preferences
Mortgage calculation settings for loan amount, rate and term

How to use it

Choose the tool for Plan a mortgage by calculating payments, interest, payoff dates, and refinance break-even points, enter or capture the information, check the result, and save it for later use.

Who it is for

People who want to handle Plan a mortgage by calculating payments, interest, payoff dates, and refinance break-even points clearly from a phone.

Privacy and permissions

You can find the permissions an app may request in its store listing and on its support page. The linked legal pages explain how the app handles data and the privacy choices it provides.

FAQ

Does HypoNavi: Mortgage Calculator include Works offline - no internet, no data leaves your device?

HypoNavi: Mortgage Calculator lists this feature in its store description: Works offline - no internet, no data leaves your device

How does HypoNavi: Mortgage Calculator handle No ads, no tracking, no in-app purchases?

HypoNavi: Mortgage Calculator lists this feature in its store description: No ads, no tracking, no in-app purchases

What can HypoNavi: Mortgage Calculator do with Industry-standard amortization (annuity formula, any frequency)?

HypoNavi: Mortgage Calculator lists this feature in its store description: Industry-standard amortization (annuity formula, any frequency)

When is 18 currencies (USD, EUR, GBP, CHF, JPY, CZK, and more) useful in HypoNavi: Mortgage Calculator?

HypoNavi: Mortgage Calculator lists this feature in its store description: 18 currencies (USD, EUR, GBP, CHF, JPY, CZK, and more)

Can I use HypoNavi: Mortgage Calculator for Light and dark themes, colorblind-friendly chart palette?

HypoNavi: Mortgage Calculator lists this feature in its store description: Light and dark themes, colorblind-friendly chart palette